The Best Taco Dip

1 pound ground beef

1 (16 ounce) can refried beans

½ cup hot taco sauce

1 tablespoon chili powder

1 teaspoon ground cumin

1 (16 ounce) container sour cream

¾ cup chopped onion

¾ cup chopped tomatoes

¾ cup black olives, chopped

¾ cup sliced jalapeno peppers

Preheat oven to 350 degrees F (175 degrees C).

In a large skillet over medium heat, brown beef. Drain well. Stir in beans, taco sauce, chili powder and cumin. Heat until warm.

Spread the meat and bean mixture into a 9x13-inch casserole. Spread sour cream over the beef and bean mixture, then sprinkle onions, tomatoes, olives and peppers. Top with cheese.

Bake at 350 degrees F (175 degrees C) for 30 minutes. Serve warm.