Lighter Chocolate Chip Pancakes

1 ¾ cups white whole wheat flour

¼ cup wheat germ

2 tablespoons baking powder

1 teaspoon salt

1 ¾ cups skim milk

¼ cup margarine, melted

2 eggs, beaten

3 tablespoons demerara sugar

½ cup semisweet chocolate chips

cooking spray

Combine flour, wheat germ, baking powder, and salt in a large bowl. Set bowl aside. In a separate bowl, whisk together the skim milk, melted margarine, eggs, and sugar. Make a well in the center of the dry ingredients; stir in the wet ingredients, being careful not to over mix the batter. Gently fold in the chocolate chips.

Heat a large skillet over medium heat, and coat with cooking spray. Pour 1/4 cupfuls of batter onto the skillet, and cook until bubbles appear on the surface. Flip with a spatula, and cook until golden brown on the other side.